Community Care
Tax and Protective Property Trusts - Free guide
shows you how to save your family
from contributing to the £1,000,000 + paid voluntarily
in Community Care Tax every week
and MUCH MORE
Community Care
Tax Saving Secrets REVEALED
This
is the information on Community Care Tax that the Local Authority doesn't want too many
people to hear about, written in a way that will enable you to work through the
tips and plan how to save Community Care Tax and pass on your wealth to your family or other beneficiaries
rather than giving it to the Local Council - and it is easy. This is not a textbook for
technical experts, it is a practical guide on saving Community Care Tax for the layman The
Local Council "inherits" around 70,000 homes a year - that is right,
70,000 family homes a year are sold by Local Authorities to pay Nursing Home
fees, depriving 140,000 or so children and around One Million grandchildren of
vital inheritances. Did you really work all your life to give your home to
the Local Council rather than your family?
Why
does this happen - because people just like you don't bother
to take simple planning precautions!
Frequently asked questions
Free
Newsletter Inheritance
Tax Planning Testimonials
For Financial Advisers
What on earth is
CRAG?
The Charges for
Residential Accommodation Guide (CRAG) is the rules set out by the
government on the means testing of people needing residential care.
It cover everyone - you don't need to be old to need residential care,
just unlucky! People still think such care is free!!!!
If you have
trouble sleeping and think the guide might help, it can be downloaded from
the Department of Healths website HERE
Planning
Tips Newsletter
+ FREE ebook
Members of the public subscribe
below, free. I won't
give away ALL our secrets but we will give
you some useful strategies you can easily use and an insight
into some of the other issues we deal with every day. You will
be sent the very latest version of the ebook as soon as you subscribe.
You can come
off the list anytime, just two clicks!, so you have nothing to lose and
your family could gain tens or even hundreds of thousands of pounds:
ORDER
YOUR FREE ebook here:
Pop
your name and email address in below and the ebooklet will be on its way to save
your family tax and should arrive in your inbox in seconds:
If you are a
financial adviser, please CLICK HERE
Secrets you will learn.....
>
how to protect your home from the Local Authority
>
how to ensure YOU chose who manages your finances if you can't (leaving
it to the Courts is very expensive and there choice may not be yours
>
when giving it away won't work
>
how to ensure doctors can ask you opinion - even if you are in a coma
(it's not magic, just a little know Legal Planning strategy!)
>
why much existing planning will FAIL!
>
write or amend a Will to save Tax after death
>
avoid breaking the law on giving -
it is much stricter than you think!
>
help your Executors and save a small fortune
>
how to avoid a costly Tax
Investigation of your Estate
>
learn that real independent, affordable help is available in choosing a
good residential care or nursing home - many are NOT good.
Learn
how Community Care Tax remains substantially a Voluntary
Tax, payable by those who haven't read my book.......
...
and more Tax Saving and Legal Planning Tips than you have dreamed of... (see below for
more.....)
|
Cut to the chase? I know I need
Community Care Tax Planning planning advice - click
here
How Community Care
Tax hits your family:
John and Freda had a home worth £200,000, and savings of £15,000.
The children both had done reasonably well, but
both have very large mortgages and need a
lot of money to get their own kids through University, so could do with as much
help as they could themselves, as well as wanting to give as much to their
children as possible. Fortunately, they have written basic Wills
leaving everything to each other (without which things might have been
far more difficult - see the chaos lack of Wills could have caused
- the book will explain why.)
Estate Value: £215,000
They leave everything to each other.
John dies in an accident: NO TAX
Freda survives but her injuries mean she
needs 24 hour residential care, though her life expectancy has not been
reduced. As she has assets of £475,000, she will need to
pay all of the Care Fees herself, less an allowance for actual nursing
care, the maximum being £110 a week. (Few people qualify for the
maximum as nurses are not actually needed for most care functions)
Care home fees are £1,000 a week (as she needs 24 hour care and
support) less the State contribution of £110, so she has to pay £890 a
week herself, until her assets dip below £21,000. At this point,
the Local Authority will start to make a contribution, and when her
savings go below £12,250 they will pay the full amount they deem
appropriate, which may well be less than the full fee, leaving relatives
or her depleted funds to find the extra.
Result:
in 5 years there is unlikely to be anything significant for the
family to inherit.
BUT - there is a big catch which will
certainly cause additional problems and expense, and may tear the family
apart - read our ebooklet to find out how to avoid it - easily and very inexpensively.
Buy
Download the book and make sure your family (not the Local Council) benefit from all your hard
work...
|
So far, pretty much everyone has died, in
the end ....
Scientists expect this trend to continue, and I am advised that
YOU are not going to be the exception, and that the exact date could be any time from now onwards.
In the vast majority of cases, the Grim Reaper does not make an
appointment. It
follows that you should decide who you want to get your hard earned assets, just
in case your number comes up early! There are broadly three classes of
people:
1) "I don't care who inherits my assets or
children" (apparently the majority belong to this class!) You
may be one of these without realising it!
2) "I am happy to let the
Local Council be a major beneficiary". You
probably belong to this class too! Do you like paying Tax? Would you really
rather give it to the Local Council than your family or favourite charity?
3) "I want to pass
my hard earned money on to
family and friends and NOT the Local Council." My research indicates
almost everyone wants to belong to this category, but not even 1% actually do
any serious planning....
4) "I have arranged my Will and
Finances to ensure my family benefits from my hard work" Congratulations!!!
Now all you have to do is keep it up to date www.WillCustodian.co.uk
might be an inexpensive way of keeping tabs on things.
Now is the moment to decide which class you want
to belong to - if it is class 4, skip down up to the
order section
or if you still need convincing read on:
A
testimonial from Ron G Holland, a man who has
probably created almost as many millionaires as Bill Gates!
I
have devoted my life to helping people fulfill their potential, and very
often that has been the potential to build wealth through establishing
and growing a thriving business.
Since
I met Steve, I have further reflected on the reasons why we all
strive to achieve our true potential.
They are many and varied, but the two most common are:
Too
often I have seen the dream fulfilled, only for the plug to be pulled by
the Grim Reaper or one of his non-fatal henchmen, draining away a
lifetimes achievement faster than you would believe possible, with
families and employees alike suffering and all of the hard work in
building up wasted. Businesses
routinely make contingency plans or they would fail much sooner.
We should all be doing the same to protect all we have created in
our lifetimes.
So
I urge you to read an act on the information in this Manual and take
advice to underpin and preserve what you have achieved for yourself and
your family. Life and death are a matter of chance and chances taken.
Optimise yours for your own sake and that of your family!
Ron
G Holland
www.TopBizGuru.co.uk
Order
More
Testimonials
"Useful
to both the public and advisers"
John Douglass, Independent Financial Adviser
"very good and very informative."
Philip Holton, Ashley Law, Cheam
|
Like
most people, too busy earning money to find time to read a book?
(But
still like to do your best for your family - that's why you are working, after
all!)
Option 1 - pay
us a fee to do all the work for you! (We have a national team of associates.)
Option 2 -
buy DOWNLOAD the book and just read the "Tax Tips" chapter!
Every day many proud parents give
the Local Authority the lions share of their estate.
Is this because they prefer the
Local Council to their own
children, grandchildren or favourite Charity?
Or is it because they have never bothered to invest an
hour or two in understanding the issues which will enable "Wealth
to cascade down the generations"?
I have tried to make it so easy to understand that there
is now no excuse......... |
Why make
the Local Council your biggest beneficiary?
Leave your money to your
choice of beneficiaries, with the help of my book.
We are all going to die at some time and most of us forget that the date is
not predictable, so we put off planning. Planning has a surprising feel-good
factor, and being well prepared must be positive. Not acting is procrastination,
pointless putting off of vital matters, and could cost your heirs dear. It is easy to put things off!
Do I need this book?
Rule of
thumb - are you over 18, a native of England or Wales and sane?
YES on all
counts - we guarantee you will benefit from studying our brief booklet!
If
you don't own your own home? - you will benefit dramatically, though not
all of the Legal Planning Tips will be for you (but you can always tell
your friends!)
I would strongly suggest
buying DOWNLOAD
the book if you are, or expect to be,
worth more than £250,000.
If you are not, or if asset protection is a greater priority, CLICK
HERE Well over
95% leave it until it is too late |
Well over
95% leave it until it is too late......
However,
if you chose to leave your planning too late, it may even be possible to carry out a tax planning exercise shortly
after
death. The book will tell you how, and the exercise could save over
£100,000.
Community Care
Tax is doing a very effective job of stopping wealth
from cascading down the generations. For families with significant wealth OR
lots of children, Gordon Brown can easily get more from your Estate than each
individual child or grandchild.
Is this book full of potentially dangerous tax tips? NO: we avoid arguable
tax planning like the plague and just use tried and trusted techniques which
will not arouse the Local Council's massive investigative skills! We do not want
our clients estates tied up in legal battles! There is a place for this
sort of planning - amongst the super-rich where a few hundred thousand pounds in legal fees is
neither here nor there! Even they should use the book first, before
more exotic, far more expensive and risky strategies.
Why
did I write this book?
Since 1969 I have been studying how to preserve
and enhance clients wealth, initially as an Independent Financial
Adviser before moving over to the legal side which was far less well
served. I now operate a specialist Consultancy, and work with
many Financial Advisers to support their
efforts.
I write regularly for Financial Advisers, and am
currently a Regional Director for the Society of Will Writers and Estate
Planning Practitioners. I also work with other will writing
professionals to enhance and develop their practices.
I found it
difficult to find a non technical Community Care Tax
Planning guide and even more difficult to find it in plain
English (I have tried very hard to steer clear of jargon). And finally,
I wanted my book to be a step by step practical guide - I hope
you will like it.
I am so confident that everyone (except genuine
full time Care experts) will find something of use in this book that I am offering
a MONEY BACK GUARANTEE |
TIP! Learn how to
save hundreds of pounds a year in Legal and Court Fees
Most people
at some time in their lives lose the ability to manage their own finances - a
bad accident, an unexpected illness, a minor operation which goes wrong, or they
just get so old they can't cope with the modern world of finance.
If
you haven't the correct Legal Planning in place, in advance, for this
eventuality, your husband or wife (or some friend or relative) will be forced to
apply to the Court of Protection to be appointed as your Receiver. The
Court fee is around £800, and the Court will supervise everything the Receiver
does thereafter - costing at least £400 a year. If the
Receiver can't cope with the Court and other work involved, the cost is likely
to increase to £3000 initially and around £250 a month thereafter - but it
could be a lot more if the persons affairs are not fairly simple.
The alternative can
cost as little as £35 - but you will need to read the booklet.....
|
Bonus Saving
1
One
simple piece of knowledge which helped the Executors of one estate worth around
£200,000 save nearly £10,000 in professional fees. This secret is yours free when you buy my book... |
HOW CAN I HELP YOU?
Unsurprisingly,
Legal Planning is a very specialist area, which may involve
coordinating the efforts of a team of experts over many years for the seriously
wealthy (who may benefit more from our other book - Inheritance
Tax Secrets Revealed). I have drawn together a band of experts to put together a book to talk
you though many of the options available to you, so you can understand the
background issues, and probably dismiss many of the options in advance as being inappropriate
for you.
TIP!
Don't be forced to sell your home
if you husband/ wife dies
|
Bonus
Saving 2 - peace of mind
If
you have friends or relatives who are starting to think that they might
need to go into a Care Home, there is virtually NO independent advice on
managing the process, or choosing the right home (and some of them are
really not nice places). We
know the right people to talk to - it does cost a little, depending on
the level of service you want (they can pretty much manage the whole
process if that is needed, or just provide telephone advice - your
choice. Download
our ebooklet and will will tell you more and provide contact details |
FIVE
MONEY BACK GUARANTEES
1) If you find an
Community Care Tax tip I have missed, send
it to me and I will refund your full purchase price
2) If you don't find my book useful for any reason, just
tell me why and I will refund your full purchase price (less Pay Pal costs if
you order that way)
3) If you don't understand my book, tell me which parts
you can't follow and I will refund your money AND try to re-write the section to
make it clearer for you.
4) If you can't save 100 times the cost of the book in Tax - I
will give you your money back - GUARANTEED!
5) The book includes several MONEY BACK vouchers which
can be redeemed against relevant services such as Will Writing, Tax Advice,
Financial Advice, Pre Need Funeral plans, Will storage and Review Services, or
my forthcoming books on Asset Protection and Legal & Financial Planning.
TIP!
How can I make sure my partner is safe if something happens to me?
ORDER - the
e-Book for just £19.95 NOTHING- remember, if my book can't save 100 times that, I will refund
your money in full! (link disabled as the draft version is
currently available FREE!!!)
If you just want the Tips, and not the background
information, just read the Tips section - it will repay your investments
hundreds of times over!
To be amongst the first to review the
booklet in its draft form and offer your
comments, complete the form below - you are under no obligation to buy the full
version, but we will say "thank you" by way of a discount (or even a
free copy!) for good
suggestions! We will keep you informed of developments, but we promise not
to let anyone else see your email address. You can click the unsubscribe link at any time and you
won't hear from us again!
Thanks for your interest,
Stephen Pett
PS If saving enormous amounts of tax is not enough, I
have decided to include a special bonus to paying customers only - the
draft version of my next project - The Financial & Legal Planning Manual -
until it is ready to be launched at its normal price of £19.95.
This
offer may be withdrawn at any time.
PPS If you
know you should buy this book but can't afford it (it is quite
possible to be asset rich and cash poor), why not ask
your children or grandchildren to pay (they will be the ones to benefit,
after all!) Even your financial adviser might be persuaded to get it for you!
(They can get a discount on bulk orders!)
PPPS The
(paid version of the) book comes with well over £100 in money off vouchers
for relevant services!
Your
last chance to ORDER this
book FREE
Community Care
Tax SECRETS
order form
(for printable order
form click here)
Which Money Back
Vouchers would you like with your ebook? Each will entitle you to a
FULL REFUND of the purchase price of the book from one of our participating
suppliers when you use their services:
‹
Will Writing (full voucher value only on Asset Protection Wills)
‹
pre-paid Funeral Plans
‹
Inheritance Tax Review (normally carried out in association with your Financial Adviser)
‹
voucher for secure storage and more though Will
Custodian Ltd (value of voucher depends on level of
service chosen)
‹
free draft copy of our Legal and Financial Planning Handbook
As the book is now free. it is ONLY obtainable by email - just go through to
the ORDER box above
Members
of the public subscribe below, free.
You
can come off the list anytime, just two clicks!, so why not give it a try:
If you are a
financial adviser, please CLICK HERE
Frequently asked questions
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IHT
Secrets
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