NHS Continuing Care Rip Off.
NHS Continuing Care has been a joke for years. Many families will have discovered that the idea of cradle to grave care in the NHS doesn’t apply if you are old and need long term care. It does in theory if you have medical needs, but in practice the NHS will do everything they can to wriggle out of paying.
The effect of this is that people are forced to sell their homes to pay their care fees (which is why we wrote Asset Protection Secrets – but most people leave it far too late). And in quite a high number of cases, the NHS should be paying for the continuing care – they have just wrongly refused too. Simply because ordinary people don’t know how to fight the NHS in its own terms.
NHS Continuing Care – the BIG Rip Off – and there is a Deadline..
This is an extract from a recent poorly publicised NHS Continuing Care circular:
“We are asking individuals or their representatives to notify the relevant Primary Care Trust (PCT) in respect of previously un-assessed periods of time where there is evidence that the individual should have been assessed for eligibility for NHS Continuing Healthcare (NHS CHC) funding with respect to that care. The time periods and deadlines for notification are set out below
1st April 2004 – 30th September 2007 Deadline for claims: 30th September 2012.
1st October 2007 – 31st March 2011 Deadline for claims: 30th September 2012.
1st April 2011 – 31st March 2012 Deadline for claims 31st March 2013.
2. Why are these deadlines being introduced?”
That’s obvious – its to save the NHS money at the expense of old peoples homes being stolen.
My recommendation? Stick in a claim to you local Primary Care Trust now if you have the slightest doubt. Once the deadline has passed, I suspect only the European Court of Human Rights will be able to help you!
But before you do that, do your best to avoid NHS Continuing Care problems, get a copy of Asset Protection Secrets before the next generations goes the same way!
Here is an NHS Continuing Care Assessment sheet you may find useful.